Monday, February 02, 2009

Teen Car Insurance In Florida -- Safety And Lower Rates

By Chimezirim Odimba

Teen drivers are not seen as good risks by any Florida auto insurance carrier. They are known to have more crashes than the combination of all other age groups and many parents would rather that they NOT drive. Most parents can only succeed in keeping them back for only so long.

Peer pressure makes it hard for them to be the only teens in the block who can't drive yet. Is there a way you can get less expensive rates for this high risk group and at the same time keep them safer? This article will help you...

It's typical for your teen to ask for privileges that come with adulthood while avoiding the responsibilities that come with it. However, insist that they bear the responsibilities that come with the privilege or at least a part of it.

It's a good idea to make than bear the cost of their auto insurance or at least a good part of it. It's my discovery that once young persons pay for something with their hard-earned cash, they end up being more careful with it.

Give your teen driver this set of rules and they will be the safer if they abide by it...

1) Ensure they never drive with only fellow teens as passengers.

2) Let there be an agreement between you and your teenager that they won't drive in the night. If this isn't feasible in your teen's circumstance, teach them what to do and how to conduct themselves in that situation.

Reports show that accidents happen more between the hours of 9.00pm and 2.00am.

3) They must never touch the steering wheel once they've taken any form of alcoholic beverage. For their safety they should not touch the steering wheels even if all they took was just a sip.

4) Teach your teen the difference between a race track and a high way.

They should obey speed limits and traffic laws.

5) They must tell you where they intend to drive to with their cars. It may be hard sometimes but there are place where your teen is better off using public transport.

Yes, these may not work in homes where the parents and teens don't have a good relationship already. Nevertheless you can lower your teen's rates by getting and comparing quotes. - 2368

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