Is Car Insurance Required?
Car accidents are part of everyday life. Sometimes they happen because people are careless, some are caused by deliberate disobedience, and some are caused by mistakes. Either way, these accidents cause damages which cost money. These costs would be much more crippling if it wasn't for car insurance.
Once you have a car and are ready to put it on the road, you need to get insurance. Look for a policy carefully. Don't just go for the cheapest one or the first one you can find. You want a low price, but you want to have good coverage. If you get bad coverage, you could end up paying even more than what you are saving on cheap monthly payments. Get a car and get insurance, these are your first steps.
If you live in the U.S., you do have to buy car insurance. You can't have your car on the road if it's not insured. If get into an accident and have no insurance, you will cause many problems for both yourself and the other person involved in the accident.
When you get into a car accident with another vehicle involved, both insurance companies, or the same one if you both have the same insurance company, have to communicate and arrange payments. Without insurance, you will have to pay a lot of money and you will get into a lot of trouble.
You will save money if you have insurance. Even if you think you are just throwing away money, if you get into an accident, you won't be wasting money. For example, if you are paying $100 a month to insure your car, over the course of 2 years you will have paid $2,400. No let's say you total your car in an accident.
If the accident was your fault, you'll have to pay for the value of the totaled cars. Let's say the total value of both cars combined was $10,000. That's a lot of money to pay. If you were covered under insurance, you would only have to pay a deductible. You choose the deductible when you set up your insurance.
Let's say you do have to pay a $500 deductible. Over two years, you pay $2,400 plus the $500 deductible. If you didn't have insurance, you wouldn't have paid the $2,400, but you would have had to pay the $10,000 and you would pay $7,100 more. That is a huge savings if you had insurance.
Even if you think you are a fantastic driver and will get into an accident, you never know what other people on the road oar going to do. They may cause the accident entirely, and you would still probably have to pay something and get in trouble for not having insurance. Plus, you can never be sure that you'll never make a small mistake with big consequences. - 2368
Once you have a car and are ready to put it on the road, you need to get insurance. Look for a policy carefully. Don't just go for the cheapest one or the first one you can find. You want a low price, but you want to have good coverage. If you get bad coverage, you could end up paying even more than what you are saving on cheap monthly payments. Get a car and get insurance, these are your first steps.
If you live in the U.S., you do have to buy car insurance. You can't have your car on the road if it's not insured. If get into an accident and have no insurance, you will cause many problems for both yourself and the other person involved in the accident.
When you get into a car accident with another vehicle involved, both insurance companies, or the same one if you both have the same insurance company, have to communicate and arrange payments. Without insurance, you will have to pay a lot of money and you will get into a lot of trouble.
You will save money if you have insurance. Even if you think you are just throwing away money, if you get into an accident, you won't be wasting money. For example, if you are paying $100 a month to insure your car, over the course of 2 years you will have paid $2,400. No let's say you total your car in an accident.
If the accident was your fault, you'll have to pay for the value of the totaled cars. Let's say the total value of both cars combined was $10,000. That's a lot of money to pay. If you were covered under insurance, you would only have to pay a deductible. You choose the deductible when you set up your insurance.
Let's say you do have to pay a $500 deductible. Over two years, you pay $2,400 plus the $500 deductible. If you didn't have insurance, you wouldn't have paid the $2,400, but you would have had to pay the $10,000 and you would pay $7,100 more. That is a huge savings if you had insurance.
Even if you think you are a fantastic driver and will get into an accident, you never know what other people on the road oar going to do. They may cause the accident entirely, and you would still probably have to pay something and get in trouble for not having insurance. Plus, you can never be sure that you'll never make a small mistake with big consequences. - 2368
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