Wednesday, April 29, 2009

Processing of Seattle Auto Insurance Claims

By Steve Turner

Seattle Auto Insurance coverage is there to allow you to have financial security if you find yourself in a collision or other auto accident. Most drivers will have to file a claim sometime in their life. However, in addition to offering you protection you need to also understand that your insurance provider is also trying to minimize their expenses.

Some unsavory insurance providers will drag their feet and take an inconsiderable time in processing your claim. One of the reasons that they do this is to hopefully decrease your claim settlement because you may not be able to wait to get expenses paid.

You may be asked to negotiate a claim settlement and this may make you feel pressured into feeling like you need to hire an attorney. Negotiating will only slow up the processing of your claim and cost you more money.

Your claim cost will be relatively low if you were in a minor accident. If this is the case then hiring an attorney may be almost as much as you would receive for your claim.

Adjusters will offer "take it or leave it" offers in the hopes to get a quick settlement and to discourage you from obtaining representation. This offer is usually the difference between what your claim is valued at and the high cost of hiring a personal injury attorney.

The insurance adjuster is going to be looking at the situation as purely a business decision and will be focused on saving money. He will not be trying to ensure that you have all your expenses covered.

One of the best things that you can do to protect yourself is ensure that you have your auto insurance coverage through a reliable and honest insurance provider. One way to make certain that you do this is to have an insurance broker help you find an appropriate provider. - 2368

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